A homeowners policy will provide coverage for you and your family, your home, contents and personal liability. At Borden Perlman, we represent a range of insurance carriers that are committed to providing superior coverage and customer service to our clients.

Your home is most likely your most important asset. The insurance companies we represent offer broader coverage than the basic perils of fire, lightning, wind and smoke for example. Contact a member of our Personal Lines department to review the dwelling, contents and liability coverage that meets your needs and to discuss the extended coverages that we offer.

Some of the specific features of an insurance policy that may be included in your policy are:

• Extended guaranteed replacement cost of the dwelling
  
• Ordinance and Law coverage
  
• Replacement cost of personal property/contents
  
• Increased limits for valuable articles
  
• Increased limits for back up of sewers and drains and sump-pump failure
  
• Increased limits for loss of use
  
• "All-risk" contents coverage (versus named perils)
  
• "All-risk" dwelling coverage
  
• Increased personal and excess liability limits
  

Personal Lines staff contacts