Borden Perlman Salisbury and Kelly has been a great partner to the Lawrence Hopewell Trail Corporation.  As a unique, multi-faceted public-private partnership, we have unique insurance needs that require a clear understanding of our potential liability and protections in state law. Our agent, Jeremy Perlman, invested the time to understand our needs, identify the right coverage, and to package that coverage at a reasonable cost.  The result is that we are now confident that we have the coverage we need at the lowest possible cost.  We also appreciate the fact that whenever we have questions, Jeremy has been quick to respond, even when he was on vacation.