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The coronavirus (COVID-19) pandemic has caused many commercial buildings to close for extended periods of time. Now, as some businesses begin taking steps to resume their operations, it is important to be aware of another potentially deadly respiratory infection that could be lying in wait.

Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your business during periods of civil unrest.

With all of your risk management and safety programs in force and under your control, your Mod was recently issued and has increased, contrary to what you expected. What are you able to do to dispute your Mod?