Government Entities

Government entities face unique challenges when it comes to risk management. While juggling shrinking tax bases and swelling operational costs, public administrators are under pressure to maintain — if not improve — municipal services. From school and community college districts to volunteer fire departments, public entities are often pressed to manage risk at the lowest possible cost. You can count on the insurance experts at Borden Perlman to deliver a proactive risk management plan that is tailored to cover the unique exposures that different government entities face — at a cost that works for your strict budget.

 Government entities prefer Borden Perlman for these three reasons:

1. Municipal Expertise – We have been managing risk for local New Jersey municipalities for years. We’re well-versed in the risk nuances that are unique to governments. We can help you protect the interests of the public without increasing taxpayer contributions. 
2. Consultative Service – Our consultative service program includes advising on insurance requirements within contracts. We emphasize contractual risk transfer to third parties to protect your interest and assets. Our contract review expertise protects our clients from potentially disastrous gaps in property and liability coverage.
3. Program structure – We understand the unique insurance programs that are designed for government entities, including Joint Insurance Funds and other self-insurance programs. We also understand that not every protection that you need may be provided by these programs. We can place professional liability, flood, special event, pollution liability and more coverages that are necessary to protect your operations.

In addition to offering top quality insurance, we deliver unparalleled service, competitive rates and installment payment plans. Policies are issued by stable, “A” rated carriers. Call our office at 609-896-3434 and ask for more information today.