Specialty Insurance

Generic. It might work for some food commodities, but it certainly does not work for business protection. Here’s the simple truth: One-size-fits-all policies do not fit all businesses. And unfortunately, with generic insurance, business owners usually don’t discover the coverage gaps until a claim strikes.

As one of the country’s foremost business experts, Borden Perlman provides tailored, custom-fit coverage programs for the following industries:

Railroad: With custom insurance coverage that keeps the rail industry on track, our McRail insurance program provides railroad insurance, railroad liability, property, rolling stock, auto, health and life for railroad industry clients. Learn more.

Sports: If you’re in the sports business, we’ve got the protection you need to operate safely. We cover teams, camps, clinics, tournaments, school programs and more. Count on us for excess athletic accident insurance, health insurance and special risk insurance. Learn more.

Driving schools: Endorsed by the Driving School of New Jersey, we offer one-stop shopping for auto liability, physical damage, general liability and workers’ compensation. We also offer bonding for professional driving schools. Learn more.

Trade unions: Trade unions have unique risks often not covered by standard business insurance. We help you be prepared with coverage strategies to protect union assets, leaders and members.